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Home About . . . - The Firm - Steve Nearman - Jackie Wysong We Offer . . . - Investment Advice - Life Insurance - Health / Dental Insurance - Disability Insurance - Long Term Care Insurance - Retirement Plans / Planning - College Funding - Mortgage Analysis - Budgeting - Comprehensive Financial Planning - Wills & Estate Planning NFC Financial Report . . . - Current Issue - Archives Hot, Helpful Links 
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Budgeting
It seems that most Americans do not have a budget for their finances. Our experience with clients since 1987 has proven that few people actually know how much money they spend each month or even how much they earn on a monthly basis.
We basically pay the bills and hope there is money left in the savings/checking accounts. Budgeting is a process where one plans for upcoming income and expenses. It is not a strait-jacket, it is a guide. Budgeting helps us plan for critical future inflows and outflows of money and allows us to truly track where our money goes. Realize that spending $5 a day every day of the year totals $1,825 in one year, and $18,250 in 10 years, not including interest and/or investment gain. This is not to say that you shouldn’t spend $5 per day eating out or buying designer coffee or whatever it is that you like to do on a daily basis, but just know that these things can and do add up and will take resources from your total assets, such as retirement monies. We help our clients develop and analyze their budget, looking for ways to increase revenue and decrease expenses. While most people look to financial advisors to make them money, financial advisors should also help clients find ways to save money. Our experience has shown that in all walks of life, when you develop and share your plan with another person, you tend to feel more accountable to adhering to the plan and succeeding with it. Isn’t time for you to stop winging it and get a plan for success? |
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Nearman Financial 1005 Cameron Street Old Town Alexandria, VA 22314 Phone: 703-683-4660 Fax: 703-683-9433 Cell: 703-587-4321 Email: Nearman Financial |
Neither the information nor any opinion contained on this website constitutes a solicitation or offer by Nearman Financial Consulting Inc. or its affiliates to buy or sell any securities, futures, options or other financial or insurance instruments or provide any investment advice or service.
Securities and advisory services offered through representatives of Lincoln Financial Securities Corporation, Member FINRA/SIPC, to residents of the District of Columbia, Virginia, Maryland, West Virginia, Georgia, Florida, Arizona, Nevada, Pennsylvania, Massachusetts and California. Nearman Financial Consulting Inc. and Lincoln Financial Securities Corporation are not affiliated. |
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