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"Which company do you work for?" a common question from prospective clients. "We don't work for any company. If we did, then we would be putting our employer's interests over our clients' interest. No, we don't work for an investment company or an insurance company, we work strictly for our clients."

NFC President/CEO Steve Nearman

Investment Advice (offered through Lincoln Financial Securities Corporation)

As a registered representative of Lincoln Financial Securities Corporation, Steve Nearman can offer our clients virtually any stock, bond, mutual fund, annuity and other investments.

Lincoln Financial Securities is an independent firm, which is significant. It means that we can offer our clients virtually any stock, bond, mutual fund, annuity and other investments. We do not have quotas, or the stock-of-the-day. We are not compensated by our firm any better for recommending one fund or stock over another. We recommend what is in YOUR best interest.

Our new financial/investment advisory services offer you the opportunity to work with us in your own comfortable way. Some of our clients hire us to manage their investments and provide financial advice for a fee, as they would hire their attorney. Other clients opt to have us manage their investments for a commission.

We offer all the conveniences of a full-service brokerage firm, with top service at a reasonable cost:

stocks - all listed securities
bonds - corporates, municipals, treasuries, govt agencies
mutual funds- more than 9,000 different funds!
Exchange Traded Funds (ETFs)
tax-advantaged investments, e.g. fixed/variable annuities
certificates of deposit and money market funds with checking

We can establish:

stock brokerage accounts
margin accounts
managed money accounts
IRA/Roth IRA accounts
corporate retirement plans and
automatic savings plans

DALBAR Issues 2001 Update to "Quantitative Analysis of Investor Behavior" Report - More Proof that Market Timing Doesn't Work for the Majority of Investors. A study by Dalbar found that people who invested in no-load funds, without the guidance of a financial professional, saw a significantly lower return on their investment than those people who employed a financial professional and paid on load on their fund. Let us show you our value!

Nearman Financial
1005 Cameron Street
Old Town
Alexandria, VA 22314

Phone: 703-683-4660
Fax: 703-683-9433
Cell: 703-587-4321
Email: snearman@securitiesmail.com

Neither the information nor any opinion contained on this website constitutes a solicitation or offer by Nearman Financial Consulting Inc. or any entity named in this website to buy or sell any insurance, financial securities or investment products or services.

Securities offered through Representatives of Lincoln Financial Securities Corporation, Member FINRA (www.finra.org) and SIPC (www.sipc.com), to residents of the District of Columbia and the states of Virginia, Maryland, West Virginia, Georgia, Florida, Arizona, Nevada, Pennsylvania, Massachusetts and California. Advisory services are offered to residents of Virginia through representatives of Lincoln Financial Securities Corporation. Nearman Financial Consulting Inc. and Lincoln Financial Securities Corporation are not affiliated. In California, insurance may be offered through LFS Marketing & Insurance Sales Corporation. Some life insurance and annuity policies involved exclusions or limitations. For costs and complete details of coverage, contact your agent.